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<!DOCTYPE html>
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<p class="inline-text">
<img src="images/client/client-logo.png" alt="MACOG" class="inline-logo">
<span class="title">Document Library</span>
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<div class="nav-options">
<div class="desktop-pages">
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<a href="#Overview"><span class="fa fa-arrow-up"></span> Back to top</a>
<a href="#101">101 </a>
<a href="#Baseline">Baseline </a>
<a href="#HNAs"> HNAs </a>
<a href="#Strategy">Strategy </a>
<a href="#Implementation">Implementation</a>
<a href="http://communityscale.github.io/MACOG/index.html"><span class="fa fa-external-link"></span> Regional Dashboard</a>
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<a href="#Overview"><span class="fa fa-arrow-up"></span> Back to top</a>
<a href="#101">101</a>
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<a href="#HNAs">HNAs</a>
<a href="#Strategy">Strategy</a>
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<a href="http://communityscale.github.io/MACOG/index.html"><span class="fa fa-external-link"></span> Regional Dashboard</a>
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<div class="cover" id="Overview" style="background:linear-gradient(to right,rgba(56,63,69,0.9),rgba(138, 121, 70, 0.75)), url(images/client/cover-image.jpg);">
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<h1>Regional Housing Study
<br>Document Library
</h1>
<div class="row">
<div class="eight columns" style="margin-top: 2%;">
<p>This page introduces the suite of documents and resources produced during Regional Housing Study planning process. Materials include overall policy context, regional and county-by-county analyses, and general reference tools.</p>
<div class="chip-container">
<a href="#101"><button class="button-primary">Housing 101</button></a>
<a href="#Baseline"><button class="button-primary">Baseline initiatives</button></a>
<a href="#HNAs"><button class="button-primary">Housing Needs Assessments</button></a>
<a href="#Strategy"><button class="button-primary">Strategy toolkit</button></a>
<a href="#Implementation"><button class="button-primary">Implementation plan</button></a>
<a href="./survey.html"><button class="button-primary"><span class="fa fa-bullhorn"></span> Take the public survey</button></a>
</div>
<br>
<p>This study is funded by <a href="https://www.lilly.com/impact/lilly-foundation" target="blank">Lilly Endowment Inc</a> through a Giving Funds for Tomorrow (GIFT) VIII grant which is being administered by MACOG with support from the <a href="https://southbendelkhart.org/" target="blank">South Bend Elkhart Regional Partnership (SBERP)</a>.</p>
</div>
</div>
</div>
</div>
<div class="container">
<div class="row">
<div class="six columns" style="margin-top: 20px">
<h5>This document library includes the following components of the Regional Housing Study:</h5>
<p><a href="#101"><b>Housing 101:</b></a> Reference for housing-related terms and concepts organized like an illustrated glossary.</p>
<p><a href="#Baseline"><b>Baseline Initiatives:</b></a> Literature review of recent housing-related plans and studies across the region.</p>
<p><a href="#HNAs"><b>Housing Needs Assessments:</b></a> Detailed analysis of housing need, supply, and demand for each county and the region overall.</p>
<p><a href="#Strategy"><b>Housing Strategy Toolkit:</b></a> Recommended policy tools and strategies to promote more housing production and affordability.</p>
<p><a href="#Implementation"><b>Implementation Plan and Performance Metrics:</b></a> Action plan to execute the housing strategy and measure progress toward regional goals.</p>
<p><a href="./survey.html"><b>Public survey:</b></a> A chance for communitymembers to contribute their voice and experiences to the planning process.</p>
</div>
<div class="six columns" style="margin-top: 2%">
<p><img src="./images/theme/people-background-stjoseph.jpg" height="auto" width="100%" title="CommunityScale" alt="CommunityScale"></p>
<p><img src="./images/theme/place-background-marshall.jpg" height="auto" width="100%" title="CommunityScale" alt="CommunityScale"></p>
</div>
</div>
</div>
<div class="divider" id="101" style="background:linear-gradient(to right,rgba(255, 255, 255, 0.9),rgba(255, 255, 255, 0.8)), url(images/theme/people-background-stjoseph.jpg); background-repeat: no-repeat; background-size: cover">
<div class="container">
<div class="twelve columns center-align">
<div class="divider-header">
<div class="divider-icon">
<img src="images/theme/People.svg" class="inline-image" title="People">
</div>
<h2 class="inline-text">Housing 101 Glossary</h2>
</div>
<h5>The planning team has prepared a "Housing 101" resource designed to ground the Regional Housing Study in a foundational set of terms, concepts, and perspectives and help users navigate the complex issues and ideas underpinning the housing discourse in this region and beyond. Organized like an illustrated glossary, the document offers a reference for people unfamiliar with housing topics build a basic foundation of vocabulary and concepts.</h5>
<div class="chip-container">
<a href="#101contents"><button class="button-primary">Table of contents</button></a>
<a href="./housing101.html"><button class="button-primary"><span class="fa fa-external-link"></span> Access the full glossary</button></a>
</div>
</div>
</div>
</div>
<div class="container">
<div class="row insight-box" id="101contents">
<div class="twelve columns center-align" style="margin-top: 2%">
<h4>A glossary of housing terms</h4>
<p>The Housing 101 resource defines typical housing market and policy terms to help ensure the community is speaking in common terms about the issues, challenges, opportunites, and strategies pertaining to this housing study and across the housing discourse in general. The glossary includes the following terms and concepts:</p>
</div>
<div class="row">
<div class="four columns" style="margin-top: 2%">
<ul>
<li><a href="./housing101.html#ADU" target="_blank"><b>Accessory Dwelling Units (ADUs)</b></a></li>
<li><a href="./housing101.html#AMI" target="_blank"><b>Area Median Income (AMI)</b></a></li>
<li><a href="./housing101.html#Attainable" target="_blank"><b>Attainable housing</b></a></li>
<li><a href="./housing101.html#CLT" target="_blank"><b>Community land trust</b></a></li>
<li><a href="./housing101.html#cost burden" target="_blank"><b>Cost burden</b></a></li>
<li><a href="./housing101.html#ownership cost" target="_blank"><b>Cost of homeownership</b></a></li>
</ul>
</div>
<div class="four columns" style="margin-top: 2%">
<ul>
<li><a href="./housing101.html#Factory built" target="_blank"><b>Factory-built housing</b></a></li>
<li><a href="./housing101.html#housing shortage" target="_blank"><b>Housing shortage</b></a></li>
<li><a href="./housing101.html#housing trust fund" target="_blank"><b>Housing trust fund</b></a></li>
<li><a href="./housing101.html#infill" target="_blank"><b>Infill housing</b></a></li>
<li><a href="./housing101.html#land bank" target="_blank"><b>Land bank</b></a></li>
<li><a href="./housing101.html#missing middle" target="_blank"><b>Missing middle housing</b></a></li>
</ul>
</div>
<div class="four columns" style="margin-top: 2%">
<ul>
<li><a href="./housing101.html#out of state" target="_blank"><b>Out-of-state investor-owned housing</b></a></li>
<li><a href="./housing101.html#Rental" target="_blank"><b>Rental housing</b></a></li>
<li><a href="./housing101.html#STR" target="_blank"><b>Short-term rentals</b></a></li>
<li><a href="./housing101.html#subsidized housing" target="_blank"><b>Subsidized housing</b></a></li>
<li><a href="./housing101.html#TIF" target="_blank"><b>Tax Increment Financing (TIF)</b></a></li>
</ul>
</div>
</div>
</div>
</div>
<div class="divider" id="Baseline" style="background:linear-gradient(to right,rgba(255, 255, 255, 0.9),rgba(255, 255, 255, 0.8)), url(images/theme/place-background-stjoseph.jpg); background-repeat: no-repeat; background-size: cover">
<div class="container">
<div class="twelve columns center-align">
<div class="divider-header">
<div class="divider-icon">
<img src="images/theme/Place.svg" class="inline-image" title="People">
</div>
<h2 class="inline-text">Baseline Initiatives Report</h2>
</div>
<h5>To help ground the study in the area’s current planning context, the planning team gathered takeaways from the many comprehensive plans, housing studies, and other reports recently conducted by many of the municipalities, counties, and agencies that comprise the region.</h5>
<div class="chip-container">
<a href="#Baselineoverview"><button class="button-primary">Overview</button></a>
<a href="./docs/Regional Housing Study_ Baseline Initiatives Report.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> Review the Baseline Initiatives Report</button></a>
</div>
</div>
</div>
</div>
<div class="container">
<div class="row insight-box" id="Baselineoverview">
<div class="twelve columns center-align" style="margin-top: 2%">
<h4>Comprehensive review of recent plans and studies</h4>
<p>The following goals and priorities were shared across the range of plans, studies, and reports reviewed during this process:</p>
</div>
<div class="six columns" style="margin-top: 2%">
<ul>
<li>Create more affordable housing (low- and moderate-income)</li>
<li>Add diverse housing options</li>
<li>Rehabilitate existing housing and neighborhoods</li>
<li>Designate areas for mixed-use development</li>
<li>Revitalize downtowns</li>
<li>Attract skilled, professional workforce</li>
<li>Encourage walkable and bikeable development and urban design</li>
</ul>
</div>
<div class="six columns" style="margin-top: 2%">
<ul>
<li>Preserve neighborhood and rural character</li>
<li>Provide design standards and guidelines</li>
<li>Promote green building and energy efficiency</li>
<li>Reinforce homeownership</li>
<li>Engage the community in housing dialogue</li>
<li>Offer development incentives</li>
<li>Build public-private partnerships</li>
</ul>
</div>
<div class="twelve columns center-align" style="margin-top: 2%">
<p>Review the full report here:</p>
<a href="./docs/Regional Housing Study_ Baseline Initiatives Report.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> Baseline Initiatives Report</button></a>
</div>
</div>
</div>
<div class="divider" id="HNAs" style="background:linear-gradient(to right,rgba(255, 255, 255, 0.9),rgba(255, 255, 255, 0.8)), url(images/theme/results-background-marshall.jpg); background-repeat: no-repeat; background-size: cover">
<div class="container">
<div class="twelve columns center-align">
<div class="divider-header">
<div class="divider-icon">
<img src="images/theme/Place.svg" class="inline-image" title="People">
</div>
<h2 class="inline-text">Housing Needs Assessments</h2>
</div>
<h5>The Regional Housing Study includes in-depth analysis of housing conditions, needs, and demand for each county. Each of these Housing Needs Assessment reports includes detailed study of the county's households, housing supply, and market conditions to derive local housing need and demand intended to inform housing production targets at local, county, and regional levels.</h5>
<div class="chip-container">
<a href="#Counties"><button class="button-primary">County-by-county HNAs</button></a>
<a href="#Regional"><button class="button-primary">Regional HNA</button></a>
</div>
</div>
</div>
</div>
<div class="container">
<div class="row insight-box" id="Counties">
<div class="twelve columns" style="margin-top: 2%">
<h4>County-by-county Housing Needs Assessments</h4>
<p>Each County-specific Housing Needs Assessment is available in both online dashboard and downloadable pdf report format using the buttons below.</p>
</div>
<div class="four columns" style="margin-top: 2%">
<h4>Elkhart County</h4>
<p>Housing Needs Assessment for Elkhart County.</p>
<p><a href="https://communityscale.github.io/MACOG/elkhart.html" target="blank"><button class="button-primary"><span class="fa fa-external-link"></span> Elkhart Dashboard</button></a></p>
<p><a href="./docs/Regional Housing Study_ Elkhart HNA.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> Elkhart Report</button></a></p>
</div>
<div class="four columns" style="margin-top: 2%">
<h4>Marshall County</h4>
<p>Housing Needs Assessment for Marshall County.</p>
<p><a href="https://communityscale.github.io/MACOG/marshall.html" target="blank"><button class="button-primary"><span class="fa fa-external-link"></span> Marshall Dashboard</button></a></p>
<p><a href="./docs/Regional Housing Study_ Marshall HNA.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> Marshall Report</button></a></p>
</div>
<div class="four columns" style="margin-top: 2%">
<h4>St. Joseph County</h4>
<p>Housing Needs Assessment for St. Joseph County.</p>
<p><a href="https://communityscale.github.io/MACOG/stjoseph.html" target="blank"><button class="button-primary"><span class="fa fa-external-link"></span> St. Joseph Dashboard</button></a></p>
<p><a href="./docs/Regional Housing Study_ St Joseph HNA.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> St. Joseph Report</button></a></p>
</div>
</div>
<div class="row insight-box" id="Region">
<div class="twelve columns" style="margin-top: 2%">
<h4>Region-wide Housing Needs Assessment</h4>
<p>The Regional Housing Needs Assessment is available in both online dashboard and downloadable pdf report format using the buttons below.</p>
<p><a href="https://communityscale.github.io/MACOG/region.html" target="blank"><button class="button-primary"><span class="fa fa-external-link"></span> Region-wide HNA Dashboard</button></a></p>
<p><a href="./docs/Regional Housing Study_ Regional HNA.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> Region-wide HNA Report</button></a></p>
</div>
</div>
</div>
<div class="divider" id="Strategy" style="background:linear-gradient(to right,rgba(255, 255, 255, 0.9),rgba(255, 255, 255, 0.8)), url(images/theme/place-background-elkhart.jpg); background-repeat: no-repeat; background-size: cover">
<div class="container">
<div class="twelve columns center-align">
<div class="divider-header">
<div class="divider-icon">
<img src="images/theme/Place.svg" class="inline-image" title="People">
</div>
<h2 class="inline-text">Housing Strategy Toolkit</h2>
</div>
<h5>Developing housing at scale is more challenging now than in recent memory - especially if affordability is a priority. Costs and interest rates are high, real estate and regulatory environments are complex, and the market is still reeling from the shock of the pandemic and other shifts in employment and household preferences. Overcoming these challenges requires a strategic and collaborative approach to planning, capital investment, and development.</h5>
<div class="chip-container">
<a href="#Strategyoverview"><button class="button-primary">Overview</button></a>
<a href="./docs/Regional Housing Study_ Strategy Toolkit.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> Strategy Toolkit</button></a>
</div>
</div>
</div>
</div>
<div class="container">
<div class="row insight-box" id="Strategyoverview">
<div class="twelve columns center-align" style="margin-top: 2%">
<h4>Strategies to promote housing goals at local, county, and regional scales.</h4>
<p>Informed by analysis, best practices, and conversations with dozens of stakeholders, the plan's strategies and tools can help streamline housing production and foster more affordability at local and regional scales. The table below summarizes the strategy recommendations; the button further below links to the full Strategy Toolkit report document for more details.</p>
<table class="uniform-columns">
<tr>
<th>Strategy</th>
<th>Description</th>
</tr>
<tr>
<td>Community land trusts</td>
<td>Create community land trusts to acquire and manages land toward proving long-term affordable housing.</td>
</tr>
<tr>
<td>Construction workforce pipeline</td>
<td>Encourage training and development of construction and development workforce, including trades, builders, and real estate professionals.</td>
</tr>
<tr>
<td>Coordinated development standards</td>
<td>Improve alignment between development standards and regulations between jurisdictions to help developers operate more efficiently across the region.</td>
</tr>
<tr>
<td>Development opportunity promotion</td>
<td>Create awareness about local housing development opportunities and incentives.</td>
</tr>
<tr>
<td>First-time homebuyer resources</td>
<td>Promote homeownership by connecting prospective first-time homebuyers with local resources and housing opportunities.</td>
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<tr>
<td>Housing as economic development</td>
<td>Integrate housing as a primary component of local economic development policy, messaging, and neighborhood revitalization initiatives.</td>
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<td>Housing database</td>
<td>Create local and regional housing databases that inform data-driven policy decisions and help officials and the public track progress toward achieving housing goals.</td>
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<td>Housing trust funds</td>
<td>Create housing trust funds at local and regional scales to support land banks and help low-income households purchase homes.</td>
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<td>Infill development</td>
<td>Promote infill housing through zoning reform, proactive infrastructure upgrades and connections, site preparation and clean-up, and collaboration with land banks trusts.</td>
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<td>Interlocal infrastructure development funds</td>
<td>Combine resources across jurisdictions to help finance large-scale catalytic infrastructure investments needed to unlock housing development.</td>
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<td>Land banks</td>
<td>Create land bank entities at local and regional scales to acquire, manage, and redevelop vacant, abandoned, and tax-delinquent properties.</td>
</tr>
<tr>
<td>Manufactured housing</td>
<td>Leverage the local manufactured housing industry by promoting prefabricated units through zoning reform, building department outreach, and other tactics.</td>
</tr>
<tr>
<td>Proactive infrastructure investment</td>
<td>Invest in water, sewer, and other infrastructure connections to help catalyze development and reduce housing costs.</td>
</tr>
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<td>Tax abatement</td>
<td>Reduce development costs for projects that promote local housing goals by phasing in property tax increases over extended periods of time.</td>
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<td>Tax increment financing</td>
<td>Fund catalytic infrastructure investments that unlock development opportunities with a portion of new projects' future property tax revenue.</td>
</tr>
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<td>Transparent approvals process</td>
<td>Reduce developers' uncertainty and risk with more up front, objective, and transparent zoning and approvals processes, development standards, and evaluation criteria.</td>
</tr>
<tr>
<td>Zoning reform</td>
<td>Modify zoning to support increased and more streamlined housing production, including by allowing smaller houses, encouraging ADUs and multifamily rental conversions, reducing parking requirements, allowing manufactured homes, reflecting development feasibility thresholds, and permitting alternative housing typologies and household configurations.</td>
</tr>
</table>
<p>Review the full report here:</p>
<a href="./docs/Regional Housing Study_ Strategy Toolkit.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> Strategy Toolkit</button></a>
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<h2 class="inline-text">Implementation Plan</h2>
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<h5>The Regional Housing Implementation Plan details how MACOG and its regional partners intend to promote more effective housing policy and production moving forward.</h5>
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<a href="#Implementationoverview"><button class="button-primary">Overview</button></a>
<a href="./docs/Regional Housing Study_ Implementation Plan.pdf.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span> Implementation Plan</button></a>
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<h4>Near-term action items for regional partners to expand their support of housing affordability and development.</h4>
<p>The Implementation Plan focuses on how regional planning partners can continue to support affordable housing production by convening dialogue, building capacity, and informing local policy.</p>
<p>Review the full report here:</p>
<a href="./docs/Regional Housing Study_ Implementation Plan.pdf" target="blank"><button class="button-primary"><span class="fa fa-file-text-o"></span>Implementation Plan</button></a>
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<p class="medium"><span class="fa fa-bank"></span> Land bank and investment fund</p><br>
<p class="medium"><span class="fa fa-database"></span> Housing database</p><br>
<p class="medium"><span class="fa fa-check-square-o"></span> NIRDA housing initiatives</p><br>
<p class="medium"><span class="fa fa-rocket"></span> Technical assistance</p><br>
<p class="medium"><span class="fa fa-anchor"></span> Housing as Community Foundation priority</p><br>
<p class="medium"><span class="fa fa-comments-o"></span> Regional housing dialogue</p><br>
<p class="medium"><span class="fa fa-gears"></span> Administrative capacity</p><br>
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<p class=""><a href="https://www.macog.com/" target="_blank">The Michiana Area Council of Governments (MACOG)</a> is a voluntary organization of local governments that studies and attempts to resolve areas of interlocal issues.</p>
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