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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>Terms of Service - Retire Abroad</title>
<style>
body { font-family: Arial, sans-serif; line-height: 1.6; margin: 20px; padding: 20px; max-width: 800px; }
h1, h2 { color: #2c3e50; }
a { color: #3498db; text-decoration: none; }
a:hover { text-decoration: underline; }
</style>
</head>
<body>
<h1>Terms of Service</h1>
<p>Last updated: <strong>February 2025</strong></p>
<p>Welcome to <strong>Retire Abroad</strong> (<a href="https://retireabroad.info">retireabroad.info</a>). By accessing or using our services, you agree to these Terms of Service.</p>
<h2>1. Acceptance of Terms</h2>
<p>By using our website and services, you agree to abide by these terms and all applicable laws and regulations.</p>
<h2>2. Use of Our Services</h2>
<ul>
<li>You must be at least 18 years old or have permission from a legal guardian to use our services.</li>
<li>You agree not to use our services for any illegal or unauthorized purpose.</li>
<li>We reserve the right to modify or discontinue any part of our services without notice.</li>
</ul>
<h2>3. User Accounts</h2>
<p>If you sign in using Google OAuth or other authentication methods, you are responsible for maintaining the confidentiality of your account and any activities under it.</p>
<h2>4. Intellectual Property</h2>
<p>All content, trademarks, and materials on this site are owned by Retire Abroad and may not be copied, modified, or distributed without permission.</p>
<h2>5. Limitation of Liability</h2>
<p>We provide our services "as is" without any warranties. We are not responsible for any losses or damages resulting from the use of our services.</p>
<h2>6. Third-Party Links</h2>
<p>Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.</p>
<h2>7. Changes to These Terms</h2>
<p>We may update these Terms of Service from time to time. Continued use of our services after changes means you accept the revised terms.</p>
<h2>8. Termination</h2>
<p>We reserve the right to terminate your access to our services at any time if you violate these terms.</p>
<h2>9. Contact Us</h2>
<p>If you have any questions, please contact us at <a href="mailto:legal@retireabroad.info">legal@retireabroad.info</a>.</p>
</body>
</html>