Add Nimblr Space!

README.md

@@ -1,84 +1,22 @@
-# Sismo App Store
+---
+description: Pay for Insurance. Not Insurance Companies.
+---
 
-Welcome to the [Sismo App Store](https://app-store-resources.sismo.io/), the central hub for discovering all apps built with [Sismo Connect](https://docs.sismo.io/sismo-docs/build-with-sismo-connect/getting-started). 
+# 👋 Welcome to Nimblr
 
+## Overview
 
-## Building Applications with Sismo Connect
+Nimblr is a Decentralized Insurance Marketplace that combines the benefits of the insurance process with the technological efficiencies of blockchain technology. 
 
-You have two approaches to start building applications with Sismo Connect:
-1. **Templated App**:  Leverage our ready-made templates. Modify the parameters according to your requirements to create your own Sismo Connect application. 
-Available templates include:
-    - zkForm template: More than just a gated form.
-    - zkTelegramBot template: Facilitates privacy-preserving gated telegram group chats.
-    - zkDrop template: Simplifies privacy-preserving gated NFT airdrops creation.
+This technology means insureds, underwriters, actuaries, claims assessors, appraisers, and capital providers work in a decentralized environment. They are paid for their work, rewarded for their participation, and together, as part of the larger Nimblr community, they are building a more robust and secure future.
 
-2. Custom apps (soon): You will be able to build custom apps
-
-### Configuration
-
-All configurations for templates are located in the [space-configs](./space-configs/) folder.
-
-For example, the [configuration](./space-configs/demo/aave-chan-initiative.ts) for the [aave-chan-initiative](https://demo.apps.sismo.io/aave-chan-initiative/aci-swag) the configuration is setup in this files tree.
-```bash
-space-configs/
-├── main
-│   ├── aave-chan-initiative.ts
-│   ├── cow-swap.ts
-│   ├── ...
-├── demo
-│   ├── aave-chan-initiative.ts
-│   ├── cow-swap.ts
-│   ├── ...
-├── images
-│   ├── aave_chan_initiative_apps_swag_1014x720.png
-│   ├── aave_chan_initiative_apps_swag_400x400.png
-│   └── ...
-└── types.ts
-```
-
-### Installation
-To set up your environment, follow these steps:
-
-
-```bash
-yarn install
-```
-
-### Running Locally
-
-Firstly, ensure that you have set up environment variables in the .env.local file:
-
-```bash
-cp .env.example .env.local
-```
-
-The environment variable NEXT_PUBLIC_NODE_ENV lets you choose your environment.
-
-- If you want to use the main configuration, set `NEXT_PUBLIC_NODE_ENV=main`.
-- For using the demo configuration, set `NEXT_PUBLIC_NODE_ENV=demo`.
-
-To run the application:
-
-```bash
-yarn dev
-```
-
-Now, access the application at http://localhost:3000
-
-### Testing
-
-Test are made using jest
-```bash
-yarn test
-```
-
-## Contact us
-
-Contact us in [Telegram](https://bit.ly/builders-telegram) or [Discord](https://discord.gg/sismo) when you create a Pull Request. We will quickly review it. Once the PR is merged, your Space will appear in the App Store. 
-
-## Deploy on Vercel
-
-The easiest way to deploy your Next.js app is to use the [Vercel Platform](https://vercel.com/new?utm_medium=default-template&filter=next.js&utm_source=create-next-app&utm_campaign=create-next-app-readme) from the creators of Next.js.
+## Quick links
 
+{% content-ref url="overview/tldr-you.md" %}
+[tldr-you.md](overview/tldr-you.md)
+{% endcontent-ref %}
 
+{% content-ref url="overview/faqs.md" %}
+[faqs.md](overview/faqs.md)
+{% endcontent-ref %}
 

SUMMARY.md

@@ -0,0 +1,45 @@
+# Table of contents
+
+* [👋 Welcome to Nimblr](README.md)
+
+## Overview
+
+* [💡 What is Nimblr?](overview/what-is-nimblr.md)
+* [✨ TLDR; You!](overview/tldr-you.md)
+* [🤝 How Does it Work?](overview/how-does-it-work/README.md)
+  * [🪣 Nimblr Risk Pockets](overview/how-does-it-work/nimblr-risk-pockets.md)
+  * [🤽 Nimblr Risk Pools](overview/how-does-it-work/nimblr-risk-pools.md)
+  * [🏎 Dynamic Insurance Engines](overview/how-does-it-work/dynamic-insurance-engines.md)
+* [🛡 Truly Decentralized Risk](overview/truly-decentralized-risk.md)
+* [💪 Why are we "Nimblr"?](overview/why-are-we-nimblr.md)
+* [💻 Nimblr Data](overview/nimblr-data.md)
+* [👏 Community](overview/community.md)
+* [💞 Who are the Nimblrs](overview/who-are-the-nimblrs.md)
+* [🔎 FAQs](overview/faqs.md)
+* [❓ More Info](overview/more-info/README.md)
+  * [📚 Insurance 101\[ish\]](overview/more-info/insurance-101-ish.md)
+  * [🎆 Why Decentralized?](overview/more-info/why-decentralized.md)
+  * [🦺 Proactive Risk Management](overview/more-info/proactive-risk-management.md)
+
+## Insurance Rates and Details
+
+* [🇲🇬 Nimblr's Data Story](insurance-rates-and-details/nimblrs-data-story.md)
+* [🔦 Premium Exploration](insurance-rates-and-details/premium-exploration.md)
+* [💯 Nimblr Scores](insurance-rates-and-details/nimblr-scores.md)
+
+## $NIMBLE Token and Tokenomics
+
+* [🪙 Tokenomics](usdnimble-token-and-tokenomics/tokenomics/README.md)
+  * [🔑 Utility](usdnimble-token-and-tokenomics/tokenomics/utility.md)
+  * [🏅 Rewards, Multipliers](usdnimble-token-and-tokenomics/tokenomics/rewards-multipliers.md)
+  * [📈 Distribution and Specs](usdnimble-token-and-tokenomics/tokenomics/distribution-and-specs.md)
+  * [📝 $NIMBLE Roles](usdnimble-token-and-tokenomics/tokenomics/usdnimble-roles.md)
+  * [🧮 Fees and Transactions](usdnimble-token-and-tokenomics/tokenomics/fees-and-transactions.md)
+  * [⚖ Governance](usdnimble-token-and-tokenomics/tokenomics/governance.md)
+* [Fee List](usdnimble-token-and-tokenomics/fee-list.md)
+
+## Product Guides
+
+* [🖱 Partner Onboarding](product-guides/partner-onboarding.md)
+* [🤑 Start a Risk Pool](product-guides/start-a-risk-pool.md)
+* [🤽 Earning Rewards](product-guides/earning-rewards.md)

insurance-rates-and-details/nimblr-scores.md

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+# 💯 Nimblr Scores
+
+Nimblr is in a position of gathering information, researching information, and making the appropriate connections between those data sets. That puts Nimblr in a unique position to provide a trust score for users and project. But, why would anyone want this? 
+
+You don't have to share your trust score if you don't want. That's fine. 
+
+However, the goal is to provide the resources necessary for all projects and users to increase their trust score toward a more secure and equitable insurance future. 
+
+Increasing your trust score also has the benefit of increasing your $NIMBLE rewards and has a positive impact on the premiums paid. 

insurance-rates-and-details/nimblrs-data-story.md

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+# 🇲🇬 Nimblr's Data Story
+
+Nimblr is building a deep dataset in order to ensure that our community is at the front of emerging risks, in the loop on vulnerabilities, and benefiting from a very innovative insurance premium model.; all while meeting the solvency and security requirements that a well-situated insurance company should meet. 
+
+Our deep dataset contains information on:
+
+* Protocols and dApps on ALL blockchain Layer1s and Layer2s
+* Incidents, claims, hacks that have taken place across several industries since 2019
+* Rate filings, claims filings, and other public data
+
+These databases are updated daily through a mix of API data collection, manual research, and arrangements with partner organizations. 
+
+Having this growing database allows us to leverage our AI/ML systems to continually provide information to the Nimblr community and keep our innovative pricing model up-to-date. It also allows us to proactively communicate trends, hacks, and more to promote a more secure insurance future. 
+
+
+

insurance-rates-and-details/premium-exploration.md

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+# 🔦 Premium Exploration
+
+Our innovative premium model is driven by data, research, risk metrics, and some traditional insurance historic modeling. The risks inherent to the smart contract of the protocol or project, the risk associated to the nature of the protocol or project, peer group risk measure, and project or protocol security controls are all included in the data set used to determine an appropriate and profitable premium.
+
+This premium model can learn. It can evolve. And, it can be fed by all of the Nimblrs to ensure that, beyond the initial model, the premium model can scale and grow to all categories of risk. 

overview/community.md

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+# 👏 Community
+
+All Nimblr Members \[Nimblrs] benefit from a blazingly fast, ultra-secure decentralized and distributed ecosystem. Nimblr’s capital layering creates stability and diversification for all the risk pools. While each risk pool is independent, they contribute to the overall strength of the ecosystem. While all parties included in the process and all participants are decentralized, they are connected and backed by layers of capital, working together to build a more robust and equitable insurance system.\
+
+
+The Nimblr Common Reserve further protects all Nimblr policies and all Nimblrs. The Nimblr Common Reserve is a central treasury of assets available to meet any valid claim that cannot be met by the resources of any of the Nimblr Risk Pockets.\
+
+
+In addition to the strength of their communities, Nimblrs and Nimblr Risk Pocket communities can feel confident knowing they are part of a much larger community.

overview/faqs.md

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+# 🔎 FAQs
+
+## FAQS
+
+<details>
+
+<summary>What is Nimblr?</summary>
+
+Nimblr is a decentralized insurance protocol that operates as a decentralized and democratized marketplace consisting of multiple financial backers \[LPs] grouped into insurance capacity tiers, diversifying and spreading the risk.
+
+</details>
+
+<details>
+
+<summary>What is a decentralized insurance marketplace?</summary>
+
+Nimblr is built on the primitive insurance concept of sharing risk. But, Nimblr is doing so using wildly futuristic tech. All components of the insurance process are decentralized.
+
+This means underwriters, actuaries, claims assessors, appraisers, insureds, and capital providers work in a decentralized environment. Yet, they are paid for their work, rewarded for their participation, and together, as part of the larger Nimblr community, they are building a more robust and secure future.
+
+</details>
+
+<details>
+
+<summary>(And, why is decentralization important?)</summary>
+
+Um, well - because it is the greatest-est. Duh. OK, OK - more detail:
+
+Decentralization is essential because it removes the intermediary as the “hub” of the insurance system. By doing this, the inefficiency and bloat are drastically reduced, the operating costs are driven down, and the process is much more community-friendly.
+
+Decentralization also creates a more democratized and equitable insurance process by allowing everyone involved to earn rewards and APY.
+
+</details>
+
+<details>
+
+<summary>What is Nimblr insuring at launch?</summary>
+
+Nimble is starting with coverage for music equipment, partner insurance programs, and smart contract vulnerability and intelligent contract hacks.&#x20;
+
+Beyond this, Nimblr is a Decentralized Insurance marketplace. Nimblr is not an insurance company. Nimblr is also not a defi pool of assets guessing how risky the market is. Instead, Nimblr is a first-of-its-kind, innovative market where insureds can purchase cover by working with decentralized underwriters, actuaries, and many other insurance professionals with tremendous efficiency.
+
+So, what will we insure in the future - you name it, we’ll provide access to the coverage.
+
+</details>
+
+<details>
+
+<summary>What is the long term vision for Nimblr?</summary>
+
+Nimblr is building the Decentralized Insurance marketplace for the future. Nimblr is a first-of-its-kind, innovative market where insureds can purchase cover by working with decentralized underwriters, actuaries, and many other insurance professionals with tremendous efficiency.
+
+So, what will we insure in the future - you name it, we’ll provide access to the coverage.
+
+</details>
+
+<details>
+
+<summary>What do you mean by “risk pools as a service”?</summary>
+
+As a Decentralized Insurance Marketplace, Nimblr provides the technology for risks to be underwritten, analyzed, and capitalized across a decentralized network. This means that different groups of Nimblrs can come together to create the risk and capital models necessary to insure that risk.
+
+So, Risk Pool as a Service means that Nimblr can provide you with all the pieces you need to build out the coverage you need profitably and equitably. Need to insure your NFT collection? Nimblrs can help. Need to insure your horse? Give the Nimblrs a shot.
+
+</details>
+
+<details>
+
+<summary>What does it mean to be a “nimblr” ?</summary>
+
+Being a “Nimblr” means being part of the global Nimblr community. Maybe you are purchasing insurance, so you are a Nimblr Insured. Perhaps you are working to support risk pools with your limitless breadth of insurance expertise, so you are a Nimblr Underwriter or maybe Nimblr Actuary. Perhaps you are staking into Nimblr risk pools, making you a Nimblr LP.
+
+Whatever kind of Nimblr you are, we love you. And you are essential. We see you, Nimblrs.
+
+</details>
+
+<details>
+
+<summary>What is the incentive to provide liquidity to a risk pool?</summary>
+
+Providing liquidity to a risk pool allows LPs access to rewards, increased rewards, APY, and a portion of the premiums paid by the Nimblrs. Also, when you see fit, you can pat yourself on the back to help a group of people equitably find coverage.
+
+</details>
+
+<details>
+
+<summary>How is Nimblr preventing fraud?</summary>
+
+Preventing may not be the right way to look at this. Mitigating is better. Mitigating means doing our very best to make fraud as minimal as possible. We can't bubblewrap the Nimblr community against all fraud, but we can build a system that drastically reduces it.
+
+We are building this system using AI/ML + Advanced Data Science + Trust Scores + Staking + Community Involvement + Wallet Interactions + Partnerships \[Entersoft, Asset Reality, FBI, Vendible, and more] to ensure that we have done everything possible to mitigate risk.
+
+</details>
+
+<details>
+
+<summary>How can we be certain that risk pool funds are secure?</summary>
+
+Nimblr takes security very seriously. We have regular smart contract audits performed with regular penetration testing. We have a CISO relationship that provides updates and security patches regularly. We have partnerships and custody arrangements for our digital assets.
+
+On top of this, we also have layers of capital protection for our members and leverage the same tools we use to mitigate fraud to provide proactive support to our DeFi partners in securing our risk pools.
+
+</details>
+
+<details>
+
+<summary>Will Nimblr be using staked funds to invest and generate yield?</summary>
+
+Yes. Nimblr [Risk Pools](faqs.md#what-do-you-mean-by-risk-pools-as-a-service) and the Nimblr Common Reserve will participate in staking funds and generating yield. We will do this through secure partnerships, oversight of the Nimblr Community, and transparent risk management guidelines.&#x20;
+
+</details>
+
+<details>
+
+<summary>If Nimblr were an animal what kind of animal would it be?</summary>
+
+A very cute, yellow and black, furry nimblotter.
+
+</details>

overview/how-does-it-work/README.md

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+# 🤝 How Does it Work?
+
+First, there is a risk, something that might happen. What if your crypto assets are stolen? What if you are sued for deciding on behalf of a DAO? What if your baseball card collection is stolen? In many cases, the owner of that risk will look to insurance - making them an insured. Enter Nimblr.
+
+The insured connects with the Nimblr platform and searches for the needed coverage. The insured finds the risk pool that provides the proper coverage. That risk pool was previously set up by decentralized underwriters and actuaries who understood the risk and decided on the terms and premiums offered. All of this is done equitably and efficiently.
+
+Alternatively, the insured connects with the Nimblr platform and does not find the coverage they need. In this case, the insured can request a risk pool and open up the underwriting and actuarial services necessary for the decentralized marketplace community. These insurance professionals work to prepare the data, terms, & premium modeling required to provide insurance for this emerging risk. Now, the insured can purchase cover, and so can others interested in buying cover for similar risks.
+
+Further, if an insured comes to the Nimblr marketplace and is unsure which pool is right for them; or if they are confused by all the options available - they can engage the help of a Nimblr Decentralized Insurance Advisor. The Nimblrs can help explain coverage, risk pools and work to set up risk pools on behalf of the insured or a group of insureds.
+
+The risk pools that exist and are created within the Nimblr Decentralized Marketplace are funded by LP Members who join together to provide the necessary capital to support the risk pools' underwriting and insurance services. These capital providers can be individuals, investors, insurance companies, institutional investors, and/or organizations. Their capital is locked for periods of time to provide stability and security.
+
+Nimblr is building the rails for a more efficient and equitable insurance process, taking all the beautiful and unique parts of insurance and reThinking it for Web3.0. So, how does it all work? Let's use a DeFi project as our example - but remember this same process could apply to a group of NFT collectors, art collectors, horse owners, widget manufacturers, etc.
+
+There are many benefits using a system like Nimblr. We will get into those in the following pages. 

overview/how-does-it-work/dynamic-insurance-engines.md

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+---
+description: Complex in Theory. Simple in Design.
+---
+
+# 🏎 Dynamic Insurance Engines
+
+Behind each Risk Pocket and Risk Pool are a set of Dynamic Insurance Engines. A Dynamic Rating Engine, Dynamic Underwriting Engine, and Dynamic Capital Model Engine. 
+
+These have all been built to take input in a standardized way to avoid the silo'ing of data that exists in the traditional insurance process. 
+
+What it means in practice is that these engines can dynamically rate policies, rebalance risk pools, and make sense of the tremendous amounts of data that flow through Nimblr. The end result is a dramatic reduction in the operating costs of insurance and that savings is passed to Nimblr users through reduced premiums, cash back, and increased capital rewards. 
+
+For our corporate and carrier partners, you get the benefit of better rates for your customers and improved efficiency for your operations. 

overview/how-does-it-work/nimblr-risk-pockets.md

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+---
+description: Where your premium goes. Where claims payments come from.
+---
+
+# 🪣 Nimblr Risk Pockets
+
+Risk Pockets are the fundamental building blocks of the Nimblr ecosystem. When a user pays premium, it is held in a Risk Pocket. 
+
+Premiums are based on the risk profile of that Risk Pocket and the insurance class it represents. Every risk pocket is individual and separate. 
+
+The Watch Collection Risk Pocket is separate from the Spaceship Insurance Risk Pocket. Premiums are not co-mingled. Claims experience of one doesn't impact the claims experience of another. 
+
+What this creates is a simple and transparent rating structure. And, it creates a system where different risks are diversified; a system where premiums held in the Risk Pocket are used as first line of defense. 
+
+And since insureds are paying these premiums, they can earn cash back in the event of a year with less claims than anticipated.